If you have at least a 580 credit score, have the 3.
5% downpayment in your bank account and do not have a lot of credit card or other debts; you can buy my house by getting an FHA Mortgage.
My house is a west side 3 bedroom 1 bath 2 story house with a 1 car detached garage.
There is an additional room on 1st floor that can be a den/home office/playroom or small 4th bedroom ( 8' x 10' ).
The home has been completely remodeled inside and out ( new furnace, newly painted interior, new kitchen with new appliances, new bathroom, all new flooring, new roof on house and garage, new vinyl siding on house and garage with aluminum soffit and new gutters ).
The house also has central air conditioning.
I have owned the house for over 20 years.
If you qualify for an FHA mortgage; your monthly principal, interest, real estate taxes and homeowners insurance payment will be around $1,100 to $1,190 ( less than market rent ).
If you purchase this house; you won't have to worry about any major repairs for a long time.